The bankruptcy court usually accepts the proof of claim at its stated amount unless the debtor, trustee, or another interested party objects. Some of the most common reasons that someone might object to a claim include:
- the amount is incorrect
- the claim includes improper interest or other penalty charges
- the claim indicates that it is a priority or secured claim when it is not
- the creditor filed the claim with the purpose of harassing the debtor, or
- the creditor did not attach supporting documentation.
In order to object to a creditor’s claim, the party objecting must file a written objection with the bankruptcy court and serve a copy and any notice of hearing on the creditor, the debtor, and trustee at least 30 days before a scheduled hearing.