I’m delinquent on my mortgage, what options do I have?
A homeowner has many options to stop a foreclosure. This includes a forbearance agreement, a deed-in-lieu of foreclosure, a loan modification, a short sale, a temporary restraining order, an injunction, Ch. 7 & 13 Bankruptcy, and litigation. The important thing to understand is that the banks are not on your side and are not required to offer or approve any of these options. Make sure you find an attorney that will help find the best option for you. The longer you wait to get assistance the less options you have to stop a foreclosure. You must act now.