Legal Services for Owner Financing: Buyer & Seller Representation

Whether you’re a property owner offering seller financing or a buyer seeking flexible terms, having legal guidance is essential. At Guerra Days Law Group, we offer experienced representation tailored to the unique legal needs of both parties in owner-financed transactions.

Services for Sellers

Sellers need to ensure the transaction is compliant, enforceable, and protected from future disputes. We help with:

  • Contract Drafting: Custom promissory notes, deeds of trust, and sales agreements.
  • Wraparound & Subject-To Agreements: Structuring deals where there’s an existing mortgage.
  • Balloon Notes: Terms that include large final payments with proper disclosures.
  • Lien Protections: Recording documents and safeguarding the seller’s interest in the property.

Services for Buyers

Buyers entering owner-financed transactions must be cautious about interest rates, payment terms, and legal compliance. We assist with:

  • Contract Review: Identifying risky or one-sided clauses.
  • Title Issues: Ensuring the seller has legal authority to transfer the property.
  • Due-on-Sale Clauses: Addressing risks if the seller’s mortgage includes one.
  • Recording & Protection: Ensuring the buyer’s interest is recorded and secure.

Why Hire Guerra Days Law Group?

  • Texas Real Estate Focus: We specialize in Texas real estate law, including investor and residential transactions.
  • Hands-On Counsel: We don’t just draft contracts — we guide you through the transaction from start to finish.
  • Dispute Prevention: A properly structured deal minimizes future litigation and financial risk.

Whether you’re financing one property or building a real estate portfolio, we bring practical experience and legal precision to every deal.

Coming Up: In Page 4 of our series, we explain how disputes in owner-financed transactions arise — and how we help resolve them.

Contact Guerra Days Law Group today to schedule a consultation for your transaction.